HashKey Exchange 攜手萬通保險開展香港首批HKDAP機構應用驗證

Live transaction validates the full HKDAP lifecycle and marks readiness for broader market adoption.
 
Hong Kong, Aug. 14, 2026 — HashKey Holdings Limited (3887.HK), a leading comprehensive digital asset company in Asia, announced that its licensed trading platform, HashKey Exchange (“HashKey”), has completed a live transaction for Hong Kong’s first regulated Hong Kong Dollar-backed stablecoin HKDAP with YF Life Insurance International Limited (“YF Life”), and will continue to advance the practical application of HKDAP, Hong Kong’s first batch of regulated Hong Kong Dollar stablecoin, in insurance payment scenarios.
 
HashKey Exchange is one of the key authorised distributors of the inaugural Hong Kong Dollar stablecoin, HKDAP. HKDAP is issued by Anchorpoint Financial, one of Hong Kong’s first batch of licensed stablecoin issuers.
 
This use-case test utilized real funds to complete the subscription and redemption processes of HKDAP, laying a solid foundation for YF Life’s subsequent introduction of a regulated stablecoin payment solution. Subject to relevant regulatory requirements and in accordance with its roadmap, YF Life plans to support customers in using HKDAP to pay premiums in the future. YF Life stated that it looks forward to working closely with HashKey Exchange to explore the application of the regulated Hong Kong Dollar stablecoin HKDAP in insurance payment scenarios, with the aspiration of becoming one of the first insurance companies in Hong Kong to support insurance premium payments using the regulated Hong Kong Dollar stablecoin HKDAP.
 
This use case aims to enhance the premium payment experience from two major aspects:
 
Substantial Improvement in Settlement Efficiency: Traditional premium payments require 2 to 3 business days for settlement confirmation, whereas HKDAP on-chain payments achieve near to real-time crediting, significantly shortening processing cycles.
 
Flexible and Convenient Payments: Customers can subscribe to HKDAP using Hong Kong Dollars through the HashKey Exchange platform, or use an existing HKDAP balance and withdraw it to their personal wallet to pay premiums. The overall operation is simple and seamless, aligning with online payment habits.
 
The application verification carried out by both parties around a real-world use case represents an important milestone for the entry of regulated Hong Kong Dollar stablecoins into traditional financial service scenarios. By connecting stablecoin issuers, licensed trading platforms, and insurance institutions, HashKey Exchange further demonstrates its platform capability in bridging digital assets with traditional financial scenarios, driving the expansion of Hong Kong’s regulated Hong Kong Dollar stablecoins into more diverse financial services and real payment scenarios.
 
Looking ahead, HashKey Exchange will continue to deepen cooperation with financial institutions and industry partners, exploring the application of HKDAP in insurance, corporate payments, cross-border trade, and other scenarios to promote the steady and robust development of Hong Kong’s stablecoin ecosystem.

關於 HashKey Exchange

HashKey Exchange is a digital asset exchange under the listed company HashKey Holdings Limited (3887.HK), dedicated to defining new benchmarks for virtual asset exchanges in terms of compliance, fund protection, and platform security. Hash Blockchain Limited (HashKey Exchange) is among the first batch of licensed retail virtual asset exchanges in Hong Kong. It has been approved by the Securities and Futures Commission (SFC) of Hong Kong to hold licenses for Type 1 (dealing in securities) and Type 7 (providing automated trading services) regulated activities under the Securities and Futures Ordinance (SFO), as well as a license for operating a virtual asset trading platform under the Anti-Money Laundering and Counter-Terrorist Financing Ordinance, operating a compliant licensed virtual asset platform. HashKey Exchange has obtained ISO 27001 (Information Security) and ISO 27701 (Privacy Information Management) system certifications. In compliance with laws and regulations, HashKey Exchange does not provide services to users in Mainland China, the United States, and certain other jurisdictions.
 
About YF Life
The major indirect shareholders* of YF Life Insurance International Limited (“YF Life”) include Massachusetts Mutual Life Insurance Company (“MassMutual”), which itself has over 170 years of experience and is one of the Five Largest US Life Insurance Companies**, as well as Yunfeng Financial Holdings Limited, among others. YF Life is a long-term strategic partner of Barings. We stay at the forefront of Hong Kong’s insurance industry with our superior global investment capabilities, extensive partnership network, and fintech innovation. * MassMutual and Yunfeng Financial Holdings Limited have indirect shareholdings in YF Life. ** The “Five Largest US Life Insurance Companies” are ranked according to the results of “Insurance: Life, Health (Mutual)” and “Insurance: Life, Health (Stock)”on total revenues for 2025, and based on the FORTUNE 500 as published on June 3, 2026.

真實交易成功驗證 HKDAP 完整生命週期,標誌其已準備就緒邁向更廣泛市場應用。

香港,2026 年 8 月 14 日 — 亞洲成熟的綜合性數字資產公司 HashKey Holdings Limited(3887.HK)宣佈,旗下持牌交易平台 HashKey Exchange (「 HashKey 」)與萬通保險國際有限公司(「萬通保險」)完成香港首個受規管港元穩定幣 HKDAP 的真實交易,並將繼續推進香港首批受規管港元穩定幣 HKDAP 在保險支付場景中的實際應用。
HashKey Exchange 是首批港元穩定幣 HKDAP 的主要認可分銷商。HKDAP 是由香港首批持牌穩定幣發行人碇點金融科技有限公司發行。
本次用例測試使用真實資金完成 HKDAP 的申購及贖回流程,為萬通保險後續引入受規管穩定幣支付方案奠定了堅實基礎。在符合相關監管要求的前提下,根據萬通保險的規劃,未來計劃支持客戶使用 HKDAP 繳付保費。萬通保險表示,希望與 HashKey Exchange 一同積極探索受規管港元穩定幣HKDAP在保險支付場景中的應用,並力爭成為香港首批支持受規管港元穩定幣HKDAP支付保費的保險公司之一。
此次用例旨在從兩個方面驗證提升保費支付體驗:
– 結算效率大幅提升:傳統保費支付需 2-3 個工作日完成結算確認,而HKDAP 鏈上支付可實現近乎實時到賬,顯著縮短處理週期。
– 支付靈活便捷:客戶可透過 HashKey Exchange 平台將港元申購為 HKDAP,亦可使用已有 HKDAP 餘額,再提取至用戶錢包後支付保費,整體操作簡便,銜接線上支付習慣。
雙方圍繞真實用例開展的應用驗證,是受規管港元穩定幣進入傳統金融服務場景的重要實踐。通過連接穩定幣發行方、持牌交易平台與保險機構,HashKey Exchange 進一步發揮了其在連接數位資產與傳統金融場景的平台能力,推動香港受規管港元穩定幣拓展至更多元的金融服務及真實支付場景。
未來,HashKey Exchange 將繼續深化與金融機構及產業合作夥伴的合作,探索 HKDAP 在保險、企業支付、跨境貿易等場景中的應用,推動香港穩定幣生態穩健發展。

關於 HashKey Exchange
HashKey Exchange 是上市公司 HashKey Holdings Limited (3887.HK) 旗下的數位資產交易所,致力於在合規、資金保障、平台安全方面為虛擬資產交易所定義新標杆,Hash Blockchain Limited(HashKey Exchange)是香港首批持牌零售虛擬資產交易所。目前已獲得香港證券及期貨事務監察委員會(證監會)批准,持有在《證券及期貨條例》下的第 1 類(證券交易)、第 7 類(提供自動化交易服務),以及在《打擊洗錢條例》下的經營虛擬資產交易平台牌照,合規持牌運營虛擬資產交易平台。HashKey Exchange 已獲得 ISO 27001(資訊安全)和 ISO 27701(資料私隱)管理系統認證。為遵守法律法規,HashKey Exchange 不向中國大陸、美國和某些其他司法管轄區的用戶提供服務。
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關於萬通保險
萬通保險國際有限公司(「萬通保險」)的主要間接股東*包括擁有超過170年歷史、美國五大壽險公司**之一的 Massachusetts Mutual Life Insurance Company(「美國萬通」),以及雲鋒金融控股有限公司等。
萬通保險與 Barings(霸菱)為長期戰略合作夥伴。我們憑藉卓越的環球投資實力、廣泛的合作網絡,以及金融科技創新強勁動能,居香港保險業的領先地位。
*美國萬通及雲鋒金融控股有限公司間接持有萬通保險的股份。
**「美國五大壽險公司」乃按2026年6月3日《FORTUNE 500》公佈的「互惠壽險公司」及「上市股份壽險公司」2025年度收入排名榜合併計算。

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